Solidarity Group Loans
The group loan product is designed for the micro-entrepreneurs in our community who may not have a credit history. Whether you have been selling in the markets for years or just starting your venture, gather a group of 5 or more dependable members and SMT will work with you to find the right product for your business needs.
If you have a good credit history, business appraisals or a track record of six completed loan cycles with our group loan program, you may qualify for our individual loan. We hope to serve experienced borrowers and entrepreneurs with established businesses that require a larger loan size.
SMT recognizes that full time workers including teachers and nurses may need to supplement their regular income in order to afford certain capital-intensive activities. Use this loan product to cover school fees, purchase building materials or even invest in a business venture. We will work closely with your employer to ensure the requirements are met and repayments are coordinated correctly.
Small and Medium Enterprise Loans
Is your business growing quickly? Whether you are increasing your stock, opening a new branch or launching an additional product line, we understand working capital is essential for growth. Give us a call to further discuss the vision for your business and the qualifications you hold.