Salone Microfinance Trust (SMT) is committed to providing exceptional customer service. From our credit officers to the Managing Director, the inspiration, drive and future of our business is you, the client.  
 
You are not an interruption to our work, but the purpose. We don’t do you a favor by serving you. You are doing us a favor by giving us the opportunity. We love you all!

“To me SMT is my mother, father and everything. I have nowhere to turn to for financial support apart from SMT. Hence, I hold SMT in high esteem”. 
​- Yeabu

For more than seven years now, Yeabu Kanu has been a client of Salone Microfinance Trust (SMT).  Yeabu is very grateful to Allah and SMT for the gains she has made in her business and personal life over the years. She started as a member in a group loan, but participates now as an individual borrower. Her business started small, but today she can boast of a fully packed shop at the center or town. She can support her kids in terms of clothing, school expenses, and medically. She is even constructing a family house out of the profits her business is generating for her.
Joseph Turay is very grateful to Salone Microfinance Trust (SMT) for the continuous financial support he has been receiving from the institution for the past two years now. Joseph used the loan from SMT to add new items into his business – generators, fans, musical equipment, etc. This increased inventory variety has helped him attract more customers, increasing his overall revenue and profit. Joseph is even increasing his business ventures even further by providing construction services. He can take care of his three children and wife and while repaying his loan on time, or even ahead of time, with ease.

“It would have been very difficult for me to achieve what I have achieved so far”
- Abdul. 

Abdul Koroma has been borrowing from Salone Microfinance Trust (SMT) for more than four years now. He graduated from a solidarity group into securing an individual loan. With the support of SMT’s loans over the last 4 years, he has more than doubled his capital holding. With the increase in business profits, he has been able to buy a plot of land and he is currently constructing a house for his family in addition to supporting his kids. Without SMT’s assistance, “it could have been very difficult for me to achieve what I have achieved so far”, said Abdul. 
Mohamed Kamara joined Salone Microfinance Trust (SMT) two years ago. With the help of SMT loans, Mohamed Kamara has seen great improvement in his business and personal life. With an initial capital of less than SLL 10,000,000, Mr. Kamara reports he now has more than SLL 20,000,000 worth of goods. He used the loan he received from SMT mainly to buy cosmetics to add to his pharmacy. His daily turnover has increased, he can repay SMT with ease and save enough to take greater care of his family, renovate his house and support his extended family members. ​

“SMT is very understanding:  they are like a mother to a child, I am very grateful to the institution”
-  Rosaline

​Rosaline has been a client of Salone Microfinance Trust (SMT) for over five years now.  The proprietor of a beauty salon, Rosaline started as a member of a solidarity group receiving a loan of SLL 500,000, she gradually qualified for an individual loan of SLL 8,000,000.

With the help of the SMT loans, Rosaline has been the sole supporter of her family during the years when her husband was without a paid job - feeding and paying school expenses for her three kids attending secondary schools. Rosaline has even been able to construct a house for her family and buy a taxi as a way of expanding her business.
Like many other businesses in Sierra Leone during the Ebola epidemic, Rosaline’s experienced great financial difficulties. Since the outbreak, business has been slow and her daily turnover decreased drastically. However, Rosaline still manages to repay her loans. 

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